Kiva (www.kiva.org) is a mission-driven technology non-profit. Kiva run a global marketplace platform for crowd-funded micro-loans to serve the financially excluded in sectors such as education, water, clean energy, and refugee resettlement. Kiva combines the culture and approach of an internet start-up with a mission to alleviate poverty. Kiva aim to drive social impact and enable opportunity while providing a borrower-to-lender connection: “Loans that change lives."​